Insurance Rating and What They Mean - Advantage One Insurance

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Insurance Ratings

What the Insurance Rating stand for:

A. M. Best		Standard & Poor's		Fitch		Moody's
A++	Superior	AAA	Extremely Strong	AAA	Higest	Aaa	Exceptional
A+	Superior	AA+	Very Strong	AA+	Very High	Aa1	Excellent
A	Excellent	AA	Very Strong	AA	Very High	Aa2	Excellent
A-	Excellent	AA-	Very Strong	AA-	Very High	Aa3	Excellent
B++	Very Good	A+	Strong	A+	High	A1	Good
B+	Good	A	Strong	A	High	A2	Good
B	Fair	A-	Strong	A-	High	A3	Good
B-	Fair	BBB+	Good	BBB+	Adequate	Baa1	Adequate
C++	Marginal	BBB	Good	BBB	Adequate	Baa2	Adequate
C+	Marginal	BBB-	Good	BBB-	Adequate	Baa3	Adequate
C	Weak	BB+	Marginal	BB+	Uncertain	Ba1	Questionable
C-	Weak	BB	Marginal	BB	Uncertain	Ba2	Questionable
D	Poor	BB-	Marginal	BB-	Uncertain	Ba3	Questionable
E	Under State Supervision	B+	Weak	B+	Possessing Risk	B1	Poor
F	In Liquidation	B	Weak	B	Possessing Risk	B2	Poor
S	Rating Suspended	B-	Weak	B-	Possessing Risk	B3	Poor
		CCC+	Very Weak	CCC	Substantial Risk	Caa	Very Poor
		CCC	Very Weak	DD	Liquidating	Ca	Extremely Poor
		CCC-	Very Weak	SR	Suspended Rating	C	Lowest
		CC	Extremely Weak
		R	Regulatory action

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Advantage One Insurance
services include life insurance (whole life insurance, universal life insurance, term life insurance, variable life insurance), auto insurance, annuities, long term care insurance and more.

Advantage One Insurance
business philosophy is simple; give the consumer simple, objective advice, the best service available and excellent products.

Types of Life Insurance

Return of Premium

Whole Life

Term

Mortgage

Diabetes

Overweight

Pilots

Key Man

Business

Cigarettes

Cigars

Pipe

Occasional


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