Cigarette, cigar & pipe smokers
It's often hard for smokers to get great life insurance rates because of the inherent risk of smoking. However, there are options. Even if you smoke cigarettes, you could still be eligible for great rates for Life Insurance for Cigarette Smokers. Insurance rates are based on types of tobacco products consumed. They're also based on how long it has been since you quit smoking. It's even possible to get non-smoker rates if you are a social cigarette smoker, pipe smoker, cigar smoker or if you chew tobacco.
Occasional smokers
What is consider to be an "occasional" smoker? Should your Life Insurance rates be as high as a "pack a day" smoker?
An occasional smoker is consider to be a person that doesn't smoke on a regular basis. It is just what the name suggests - you occasionally smoke cigarettes, cigars, pipes or use chewing tobacco. It's even possible to get non-smoker rates if you are a social smoker.
Advantage One Insurance can find you the lowest premium from the Best Insurance Companies. We have done all the work, and looked at the different companies for the best rate for you. So you don't have to.